| | Online exams | Stationary exams |
| Combined exams for several insurance companies |  Status no possibility.
 Technically possible: As part of one examination / login, several exams can be organized on a common platform.
| Yes, you can. |
| Participant’s time devoted to the exam | The participant will devote much less time. Elimination of commuting to the place of the exam. | The travel time is sometimes a necessity to devote a whole day to one exam. time of identity verification and checking the documentation on site, waiting for the issuing of certificates after the exam. |
| Time of exam | It is possible to log in at any time convenient for the Participant as part of the designated examination day. | specific time. punctuality necessary. |
| Logistics | Logistics limited to determining the date of the exam and assigning participants to it. With a large dispersion of participants in Poland, it is an ideal solution. The possibility of simultaneous examination of participants from various sales networks. | It is a great organizational challenge: the involvement of considerable personal and time resources. In order to maintain confidentiality, participants are examined from one sales network / one customer / agent. |
| Identity verification | Faster than stationary, systemic verification of participants’ identity. With the use of technology in the online solution, we are not 100% sure about the credibility of the participant. The available technology allows the use of many control systems. | The verification of the identity of participants by the Examination Board gives 100% confidence in the identity of the participants Along time to verify participants. |
| Verification of the examiner’s documentation | Registration of participants based on scans. If the insurance company now collects Scany, the enforcement of the originals will be difficult. Necessary within 60 days from the time and the end of the pandemic. With the use of new technologies and electronic signatures, it is possible to collect all documentation in the original in the online channel. Problematic enforcement of the originals – if the process requires them (within 60 days from the end of the pandemic). Easier process of completing missing documents via the system, not by e-mail. Transfer of documents through the system allows you to maintain full confidentiality and security. | Time spent on checking the presented documentation (in practice 30-40 people is about 1 hour). The participant is waiting for his turn. Problematic document supplementation. In the case of zero / single approach, even not admitting the exam, which means the participant’s need to come to the next exam. Checking the correctness and completeness of the documentation is done “on the spot”. |
| Delegation costs | None. | Costs of travel, fuel, hotel, catering. |
| KRK | EKRK cheaper than paper, the cost is PLN 20. The waiting time for the document is up to 7 days. If the paper krk is required, a confirmation is required to conform to the original with a signature qualified by an authorized person. | KRK more expensive paper, the cost is PLN 50, but Issued “on the spot”. EKRK cheaper, the cost is PLN 20, but Requires an additional process of uploading the zip file online. Requires matching paper and electronic versions to confirm the completeness of the entire documentation of the exam participant. |
| Number of exam participants | Hundreds of participants can be examined at the same time. | groups of several, up to several dozen people. Sometimes groups of one / two people, the need to meet a committee. |
| Number of people in the examination / examination board responsible for conducting the exam | One person in the committee. In practice, a larger number of people is needed to handle the exam before and after the exam (the issue of organization and technical supervision of training, division of duties, technical / substantive competences). | Three members of the commission according to the act, several people with large examination groups With a large scale of exams, there are no people with knowledge and competence to sit on the examination board. |
| Control of the Polish Financial Supervision Authority | No legal basis. Technically, the ability to set the role of the observer of the KNF in the systems. You can monitor the progress of participants on an ongoing basis. No need to delegate KNF employees. | Is the legal basis. The control of the PFSA means the need to delegate the KNF employees, |
| Sum | 19 8 | 5 20 |
